Retirement Planning Articles

Real Estate Declines Could Spell Trouble For Boomers and Their Retirement Plans

Many baby boomers count their home equity as an asset and think it's a financial resource that will facilitate their retirement. The recent flattening, and in many markets decline, in real estate values...

Understanding How Mortgages Are Financed

Rocky Mountain News - published version

With very few exceptions, when lenders fund mortgages they are not looking to make their money back on a monthly basis. This is true even with large mortgage banks that fund a loan with their own money...

Which Mortgage Option Is Right For You?

It seems that every several months new or expanded mortgage options are introduced to the residential market. With so many options, homeowners and home buyers can be left feeling overwhelmed...

The Truth About Credit

So many different credit experts, so much contrary information. Who should you believe, and what really is possible when it comes to working on your credit...